I was injured Feb. 2008 in an auto accident and was in hospitals and rehabilitation centers until mid July. In the midst of all of this healing, my insurance and financial concerns I thought were being dealt with by my extended family. I just recently found out that the health insurance that I had did not cover anything, and that medicaid paid everything. My physical therapist says that is why I have an ancient small hospital bed and an air raft instead of an air mattress. I am angry that this is the reason I do not have certain things that would improve my life. I was working as a traveling nurse and was injured on my way back to my paid for apartment. I was to work the night of the accident, but since the last actual day I worked was the night of Jan. 31, 2008 and I was not able to return to work, my insurance was canceled effective that date. My car insurance paid some bills and I could have had this money to purchase a vehicle so I could be more independent. The major company I was working for said they mailed out cobra papers Feb.6, 2008 and I had two weeks to fill them out and mail them back with payment for insurance to continue. Hello, nobody was there, and where they went who the heck knows! I have written and filed an online complaint with my state insurance department recently without any reply as of now. Does anyone have any suggestions about any further action? I don't want a million dollars, but do think I should have had what the insurance promised. Who would want an insurance that didn't cover you if you were seriously injured?
![Angry [:@]](/Reeve/emoticons/emotion-12.gif)
